Lender profile · HMDA 2023–2025
Champions Funding, LLC mortgage approval rates & lending data
Champions Funding, LLC decided 19,725 mortgage applications and funded 14,013 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 3,915 / 5,327 | 100% | $345K | 3,909 |
| Cash-out refinance | 61% | 1,493 / 2,457 | 100% | $365K | 1,489 |
| Refinance | 55% | 327 / 593 | 100% | $405K | 326 |
| Investment property purchase | 79% | 3,573 / 4,536 | 100% | $315K | 3,562 |
| Investment cash-out refinance | 72% | 3,602 / 4,990 | 100% | $275K | 3,589 |
| Investment refinance | 63% | 1,139 / 1,822 | 100% | $305K | 1,138 |
Champions Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 72% | $305K | 4,451 | 3,192 |
| California | 66% | $545K | 3,321 | 2,189 |
| Texas | 71% | $255K | 2,181 | 1,539 |
| New Jersey | 78% | $405K | 1,478 | 1,146 |
| New York | 79% | $565K | 1,233 | 966 |
| Georgia | 67% | $265K | 728 | 488 |
| Arizona | 72% | $365K | 711 | 513 |
| North Carolina | 74% | $255K | 459 | 338 |
| Connecticut | 81% | $305K | 431 | 349 |
| Pennsylvania | 74% | $215K | 427 | 317 |
| Illinois | 70% | $255K | 415 | 289 |
| Tennessee | 71% | $345K | 406 | 288 |
| South Carolina | 73% | $245K | 383 | 280 |
| Colorado | 69% | $455K | 347 | 239 |
| Michigan | 67% | $235K | 277 | 185 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.