Lender profile · HMDA 2023–2025
Choice One Community Federal Credit Union mortgage approval rates & lending data
Choice One Community Federal Credit Union decided 279 mortgage applications and funded 231 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 78% | 76 / 97 | 100% | $45K | 76 |
| Cash-out refinance | 87% | 85 / 98 | 100% | $65K | 85 |
| Refinance | 85% | 53 / 62 | 100% | $45K | 53 |
Choice One Community Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 83% | $45K | 279 | 231 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.