Lender profile · HMDA 2023–2025
Citadel Servicing Corporation mortgage approval rates & lending data
Citadel Servicing Corporation decided 26,832 mortgage applications and funded 16,092 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 6,014 / 6,228 | 70% | $475K | 4,238 |
| Cash-out refinance | 93% | 2,977 / 3,216 | 61% | $395K | 1,819 |
| Refinance | 91% | 747 / 820 | 58% | $485K | 436 |
| Investment property purchase | 97% | 8,049 / 8,333 | 69% | $285K | 5,524 |
| Investment cash-out refinance | 95% | 6,337 / 6,686 | 55% | $265K | 3,471 |
| Investment refinance | 94% | 1,461 / 1,548 | 41% | $345K | 603 |
Citadel Servicing Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 96% | $295K | 6,127 | 3,606 |
| California | 96% | $615K | 5,075 | 3,161 |
| Texas | 95% | $235K | 2,651 | 1,477 |
| Arizona | 97% | $265K | 1,001 | 627 |
| New York | 95% | $505K | 960 | 586 |
| New Jersey | 95% | $455K | 928 | 577 |
| Pennsylvania | 94% | $215K | 791 | 441 |
| Georgia | 95% | $265K | 776 | 439 |
| Nevada | 95% | $365K | 764 | 497 |
| Illinois | 94% | $235K | 736 | 415 |
| Hawaii | 96% | $315K | 685 | 492 |
| South Carolina | 97% | $135K | 684 | 495 |
| Maryland | 91% | $225K | 657 | 324 |
| North Carolina | 96% | $205K | 640 | 395 |
| Washington | 94% | $505K | 535 | 328 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.