Lender profile · HMDA 2023–2025
Citizens State Bank mortgage approval rates & lending data
Citizens State Bank decided 285 mortgage applications and funded 229 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 120 / 127 | 86% | $205K | 103 |
| Refinance | 83% | 43 / 52 | 95% | $165K | 41 |
| Investment property purchase | 95% | 69 / 73 | 86% | $305K | 59 |
Citizens State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 91% | $205K | 267 | 214 |
| Wisconsin | 92% | $125K | 13 | 11 |
| Florida | 100% | $355K | 4 | 3 |
| California | 100% | $635K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.