Lender profile · HMDA 2023–2025
City & County Credit Union mortgage approval rates & lending data
City & County Credit Union decided 611 mortgage applications and funded 476 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 191 / 209 | 92% | $325K | 176 |
| Home improvement loans | 77% | 196 / 253 | 99% | $55K | 195 |
| Cash-out refinance | 78% | 28 / 36 | 89% | $205K | 25 |
| Refinance | 70% | 69 / 99 | 99% | $135K | 68 |
City & County Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 80% | $135K | 538 | 415 |
| Florida | 85% | $155K | 13 | 11 |
| Tennessee | 100% | $65K | 7 | 6 |
| Georgia | 100% | $45K | 6 | 6 |
| Illinois | 83% | $505K | 6 | 5 |
| Iowa | 100% | $395K | 5 | 4 |
| Missouri | 100% | $325K | 5 | 5 |
| Wisconsin | 100% | $165K | 4 | 4 |
| Arizona | 100% | $365K | 3 | 2 |
| New Mexico | 67% | $55K | 3 | 2 |
| Ohio | 33% | $105K | 3 | 1 |
| Kansas | 100% | $405K | 2 | 2 |
| New York | 0% | — | 2 | 0 |
| Pennsylvania | 100% | $25K | 2 | 2 |
| Alabama | 100% | $185K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.