Lender profile · HMDA 2023–2025
Class Act Federal Credit Union mortgage approval rates & lending data
Class Act Federal Credit Union decided 251 mortgage applications and funded 228 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 52 / 58 | 98% | $175K | 51 |
| Home improvement loans | 100% | 35 / 35 | 100% | $35K | 35 |
| Cash-out refinance | 96% | 90 / 94 | 100% | $45K | 90 |
| Refinance | 81% | 52 / 64 | 100% | $55K | 52 |
Class Act Federal Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.