Lender profile · HMDA 2023–2025
Clearwater Federal Credit Union mortgage approval rates & lending data
Clearwater Federal Credit Union decided 449 mortgage applications and funded 392 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 155 / 173 | 100% | $365K | 155 |
| Home improvement loans | 94% | 179 / 191 | 100% | $65K | 179 |
| Cash-out refinance | 60% | 29 / 48 | 100% | $185K | 29 |
Clearwater Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Montana | 87% | $185K | 449 | 392 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.