Lender profile · HMDA 2023–2025
Coastal Heritage Bank mortgage approval rates & lending data
Coastal Heritage Bank decided 278 mortgage applications and funded 252 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 158 / 159 | 96% | $465K | 152 |
| Cash-out refinance | 86% | 31 / 36 | 97% | $355K | 30 |
| Investment property purchase | 94% | 48 / 51 | 96% | $885K | 46 |
Coastal Heritage Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 95% | $465K | 278 | 252 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.