Lender profile · HMDA 2023–2025
COASTAL1 Credit Union mortgage approval rates & lending data
COASTAL1 Credit Union decided 4,365 mortgage applications and funded 3,363 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 485 / 511 | 99% | $355K | 482 |
| Home improvement loans | 71% | 1,483 / 2,080 | 98% | $85K | 1,460 |
| Cash-out refinance | 83% | 138 / 166 | 99% | $255K | 137 |
| Refinance | 80% | 1,188 / 1,476 | 99% | $125K | 1,172 |
| Investment property purchase | 89% | 73 / 82 | 100% | $245K | 73 |
COASTAL1 Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 77% | $125K | 3,604 | 2,754 |
| Massachusetts | 81% | $155K | 731 | 583 |
| Florida | 100% | $255K | 14 | 14 |
| South Carolina | 88% | $205K | 8 | 7 |
| Connecticut | 75% | $195K | 4 | 3 |
| Maine | 100% | $575K | 1 | 1 |
| New Hampshire | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| North Carolina | 100% | $355K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.