Lender profile · HMDA 2023–2025
Cobalt Credit Union mortgage approval rates & lending data
Cobalt Credit Union decided 1,213 mortgage applications and funded 1,032 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 198 / 226 | 98% | $205K | 195 |
| Home improvement loans | 93% | 56 / 60 | 100% | $75K | 56 |
| Cash-out refinance | 85% | 467 / 550 | 98% | $75K | 460 |
| Refinance | 86% | 269 / 312 | 100% | $75K | 269 |
| Investment property purchase | 90% | 38 / 42 | 100% | $155K | 38 |
Cobalt Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.