Lender profile · HMDA 2023–2025
Collins Community Credit Union mortgage approval rates & lending data
Collins Community Credit Union decided 1,911 mortgage applications and funded 1,574 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 778 / 827 | 98% | $175K | 764 |
| Home improvement loans | 74% | 362 / 490 | 97% | $35K | 351 |
| Cash-out refinance | 67% | 66 / 98 | 98% | $145K | 65 |
| Refinance | 73% | 210 / 286 | 97% | $85K | 204 |
| Investment property purchase | 96% | 102 / 106 | 99% | $105K | 101 |
| Investment cash-out refinance | 92% | 23 / 25 | 100% | $165K | 23 |
| Investment refinance | 94% | 61 / 65 | 100% | $185K | 61 |
Collins Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 84% | $175K | 1,899 | 1,564 |
| Florida | 100% | $745K | 7 | 7 |
| Arizona | 100% | $105K | 3 | 3 |
| Michigan | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.