Lender profile · HMDA 2023–2025
Community Bank & Trust, Waco, Texas mortgage approval rates & lending data
Community Bank & Trust, Waco, Texas decided 346 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 139 / 152 | 99% | $295K | 138 |
| Home improvement loans | 83% | 54 / 65 | 100% | $65K | 54 |
| Refinance | 72% | 46 / 64 | 100% | $155K | 46 |
| Investment property purchase | 100% | 32 / 32 | 100% | $215K | 32 |
Community Bank & Trust, Waco, Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 88% | $215K | 346 | 303 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.