Lender profile · HMDA 2023–2025
Community Choice Credit Union mortgage approval rates & lending data
Community Choice Credit Union decided 2,069 mortgage applications and funded 1,888 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,002 / 1,016 | 100% | $255K | 998 |
| Home improvement loans | 79% | 461 / 580 | 100% | $55K | 461 |
| Cash-out refinance | 89% | 93 / 105 | 100% | $175K | 93 |
| Refinance | 88% | 175 / 199 | 99% | $145K | 174 |
| Investment property purchase | 98% | 86 / 88 | 100% | $155K | 86 |
| Investment cash-out refinance | 100% | 42 / 42 | 100% | $105K | 42 |
| Investment refinance | 91% | 30 / 33 | 97% | $95K | 29 |
Community Choice Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 92% | $255K | 2,069 | 1,888 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.