Lender profile · HMDA 2023–2025
Community Choice mortgage approval rates & lending data
Community Choice decided 2,100 mortgage applications and funded 1,561 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 73% | 921 / 1,262 | 99% | $45K | 916 |
| Cash-out refinance | 81% | 419 / 520 | 99% | $45K | 415 |
| Refinance | 77% | 231 / 300 | 99% | $65K | 229 |
Community Choice lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 75% | $45K | 2,069 | 1,538 |
| Florida | 68% | $115K | 19 | 13 |
| Ohio | 91% | $115K | 11 | 10 |
| Iowa | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.