Lender profile · HMDA 2023–2025
Community Trust Bank, Inc. mortgage approval rates & lending data
Community Trust Bank, Inc. decided 552 mortgage applications and funded 488 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 178 / 210 | 100% | $225K | 178 |
| Home improvement loans | 86% | 71 / 83 | 99% | $75K | 70 |
| Refinance | 94% | 92 / 98 | 97% | $155K | 89 |
| Investment property purchase | 96% | 108 / 112 | 99% | $175K | 107 |
| Investment refinance | 96% | 24 / 25 | 100% | $225K | 24 |
Community Trust Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 90% | $175K | 414 | 367 |
| Tennessee | 92% | $315K | 61 | 56 |
| Florida | 88% | $295K | 26 | 22 |
| Ohio | 81% | $125K | 21 | 17 |
| West Virginia | 70% | $155K | 10 | 7 |
| South Carolina | 100% | $205K | 5 | 5 |
| Indiana | 100% | $75K | 4 | 4 |
| North Carolina | 100% | $275K | 4 | 4 |
| Alabama | 100% | $1.16M | 1 | 1 |
| District of Columbia | 100% | $335K | 1 | 1 |
| Georgia | 100% | $505K | 1 | 1 |
| Maryland | 100% | $205K | 1 | 1 |
| Michigan | 100% | $245K | 1 | 1 |
| Pennsylvania | 0% | — | 1 | 0 |
| Virginia | 100% | $55K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.