Lender profile · HMDA 2023–2025
Consumers Cooperative Credit Union mortgage approval rates & lending data
Consumers Cooperative Credit Union decided 4,243 mortgage applications and funded 3,397 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 579 / 645 | 92% | $235K | 535 |
| Home improvement loans | 86% | 919 / 1,063 | 95% | $75K | 875 |
| Cash-out refinance | 84% | 1,890 / 2,253 | 94% | $75K | 1,782 |
| Refinance | 82% | 128 / 156 | 92% | $145K | 118 |
| Investment property purchase | 88% | 53 / 60 | 85% | $205K | 45 |
| Investment cash-out refinance | 69% | 34 / 49 | 91% | $155K | 31 |
Consumers Cooperative Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 85% | $75K | 3,689 | 2,970 |
| Wisconsin | 90% | $85K | 196 | 169 |
| Florida | 85% | $255K | 101 | 78 |
| Georgia | 83% | $95K | 29 | 22 |
| Texas | 72% | $295K | 29 | 20 |
| Tennessee | 64% | $55K | 28 | 17 |
| California | 86% | $105K | 22 | 17 |
| Indiana | 86% | $25K | 21 | 16 |
| Pennsylvania | 95% | $105K | 21 | 18 |
| North Carolina | 78% | $105K | 18 | 12 |
| Ohio | 71% | $165K | 17 | 12 |
| Arizona | 87% | $105K | 15 | 9 |
| South Carolina | 85% | $95K | 13 | 10 |
| Michigan | 88% | $75K | 8 | 6 |
| Colorado | 86% | $55K | 7 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.