Lender profile · HMDA 2023–2025
Consumers Credit Union mortgage approval rates & lending data
Consumers Credit Union decided 7,240 mortgage applications and funded 6,313 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 2,547 / 2,577 | 100% | $235K | 2,544 |
| Home improvement loans | 89% | 245 / 275 | 100% | $55K | 245 |
| Cash-out refinance | 92% | 201 / 219 | 99% | $175K | 199 |
| Refinance | 79% | 3,106 / 3,944 | 100% | $65K | 3,104 |
| Investment property purchase | 100% | 181 / 181 | 99% | $185K | 180 |
| Investment cash-out refinance | 97% | 29 / 30 | 100% | $145K | 29 |
Consumers Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 87% | $65K | 7,210 | 6,286 |
| Indiana | 93% | $205K | 28 | 26 |
| California | 0% | — | 1 | 0 |
| Florida | 100% | $355K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.