Lender profile · HMDA 2023–2025
Copper State Credit Union mortgage approval rates & lending data
Copper State Credit Union decided 1,113 mortgage applications and funded 842 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 87 / 91 | 98% | $285K | 85 |
| Home improvement loans | 81% | 426 / 525 | 94% | $55K | 399 |
| Cash-out refinance | 77% | 245 / 320 | 91% | $75K | 224 |
| Refinance | 84% | 118 / 140 | 96% | $85K | 113 |
Copper State Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 81% | $75K | 1,101 | 837 |
| California | 50% | $205K | 2 | 1 |
| North Carolina | 0% | — | 2 | 0 |
| Colorado | 100% | $495K | 1 | 1 |
| Florida | 0% | — | 1 | 0 |
| Kansas | 100% | $315K | 1 | 1 |
| Louisiana | 0% | — | 1 | 0 |
| New Mexico | 100% | $145K | 1 | 1 |
| Oregon | 0% | — | 1 | 0 |
| Rhode Island | 0% | — | 1 | 0 |
| South Carolina | 100% | $115K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.