Lender profile · HMDA 2023–2025
Cornerstone Financial Credit Union mortgage approval rates & lending data
Cornerstone Financial Credit Union decided 324 mortgage applications and funded 207 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 45 / 58 | 82% | $305K | 37 |
| Cash-out refinance | 73% | 163 / 224 | 91% | $105K | 148 |
| Refinance | 59% | 19 / 32 | 89% | $175K | 17 |
Cornerstone Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 72% | $105K | 324 | 207 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.