Lender profile · HMDA 2023–2025
Cornerstone National Bank & Trust Company mortgage approval rates & lending data
Cornerstone National Bank & Trust Company decided 259 mortgage applications and funded 247 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 127 / 127 | 99% | $355K | 126 |
| Refinance | 90% | 35 / 39 | 97% | $415K | 34 |
| Investment property purchase | 98% | 56 / 57 | 96% | $265K | 54 |
Cornerstone National Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $355K | 217 | 207 |
| Wisconsin | 100% | $455K | 13 | 13 |
| Florida | 83% | $185K | 6 | 5 |
| Texas | 100% | $345K | 6 | 6 |
| Arizona | 100% | $345K | 3 | 3 |
| Michigan | 67% | $95K | 3 | 2 |
| Indiana | 100% | $185K | 2 | 2 |
| New Hampshire | 100% | $255K | 2 | 2 |
| Tennessee | 100% | $215K | 2 | 2 |
| California | 100% | $405K | 1 | 1 |
| Kentucky | 100% | $295K | 1 | 1 |
| Nebraska | 100% | $295K | 1 | 1 |
| North Carolina | 100% | $655K | 1 | 1 |
| South Carolina | 100% | $495K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.