Lender profile · HMDA 2023–2025
CorTrust Bank National Association mortgage approval rates & lending data
CorTrust Bank National Association decided 480 mortgage applications and funded 440 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 38 / 41 | 100% | $205K | 38 |
| Home improvement loans | 90% | 157 / 175 | 99% | $55K | 156 |
| Refinance | 95% | 181 / 190 | 99% | $95K | 179 |
| Investment property purchase | 97% | 30 / 31 | 93% | $275K | 28 |
| Investment refinance | 94% | 32 / 34 | 100% | $205K | 32 |
CorTrust Bank National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 92% | $65K | 264 | 238 |
| South Dakota | 95% | $95K | 203 | 193 |
| Florida | 86% | $155K | 7 | 5 |
| Arizona | 100% | $255K | 3 | 3 |
| California | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Nebraska | 100% | $285K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.