Lender profile · HMDA 2023–2025
Countybank mortgage approval rates & lending data
Countybank decided 1,365 mortgage applications and funded 1,268 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 968 / 1,003 | 99% | $315K | 961 |
| Cash-out refinance | 77% | 102 / 133 | 98% | $265K | 100 |
| Refinance | 94% | 101 / 108 | 100% | $345K | 101 |
| Investment property purchase | 91% | 75 / 82 | 100% | $185K | 75 |
Countybank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 93% | $315K | 984 | 909 |
| Tennessee | 95% | $365K | 323 | 304 |
| North Carolina | 94% | $425K | 17 | 16 |
| Florida | 93% | $375K | 15 | 14 |
| Georgia | 86% | $305K | 7 | 6 |
| Ohio | 100% | $155K | 3 | 3 |
| Virginia | 100% | $155K | 3 | 3 |
| Alabama | 100% | $595K | 2 | 2 |
| Illinois | 100% | $495K | 2 | 2 |
| Indiana | 100% | $195K | 2 | 2 |
| Kentucky | 100% | $245K | 2 | 2 |
| Pennsylvania | 100% | $135K | 2 | 2 |
| Arkansas | 100% | $465K | 1 | 1 |
| Maryland | 100% | $445K | 1 | 1 |
| Texas | 100% | $755K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.