Lender profile · HMDA 2023–2025
CPM Federal Credit Union mortgage approval rates & lending data
CPM Federal Credit Union decided 961 mortgage applications and funded 810 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 183 / 211 | 99% | $295K | 181 |
| Home improvement loans | 86% | 429 / 499 | 100% | $65K | 429 |
| Cash-out refinance | 78% | 90 / 115 | 98% | $215K | 88 |
| Refinance | 90% | 106 / 118 | 99% | $105K | 105 |
CPM Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 86% | $65K | 918 | 778 |
| North Carolina | 85% | $475K | 20 | 16 |
| Georgia | 56% | $135K | 9 | 4 |
| Florida | 83% | $365K | 6 | 5 |
| Oklahoma | 100% | $1.01M | 2 | 2 |
| Arizona | 100% | $235K | 1 | 1 |
| Colorado | 100% | $315K | 1 | 1 |
| Kansas | 100% | $295K | 1 | 1 |
| Minnesota | 100% | $345K | 1 | 1 |
| Missouri | 0% | — | 1 | 0 |
| New Jersey | 100% | $625K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.