Lender profile · HMDA 2023–2025
Create Credit Union mortgage approval rates & lending data
Create Credit Union decided 1,007 mortgage applications and funded 799 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 279 / 318 | 99% | $365K | 277 |
| Home improvement loans | 73% | 277 / 382 | 100% | $65K | 277 |
| Cash-out refinance | 83% | 156 / 187 | 98% | $105K | 153 |
| Refinance | 74% | 31 / 42 | 97% | $395K | 30 |
| Investment property purchase | 85% | 28 / 33 | 96% | $275K | 27 |
| Investment cash-out refinance | 78% | 21 / 27 | 100% | $145K | 21 |
Create Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.