Lender profile · HMDA 2023–2025
Credit Union 1 mortgage approval rates & lending data
Credit Union 1 decided 2,867 mortgage applications and funded 1,568 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 134 / 173 | 98% | $225K | 131 |
| Home improvement loans | 23% | 23 / 98 | 100% | $75K | 23 |
| Cash-out refinance | 56% | 1,349 / 2,396 | 99% | $65K | 1,333 |
| Refinance | 37% | 38 / 104 | 100% | $85K | 38 |
| Investment property purchase | 78% | 21 / 27 | 100% | $245K | 21 |
| Investment cash-out refinance | 34% | 22 / 64 | 91% | $95K | 20 |
Credit Union 1 lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 56% | $65K | 2,106 | 1,157 |
| Georgia | 56% | $75K | 295 | 163 |
| Nevada | 55% | $105K | 195 | 106 |
| Indiana | 56% | $55K | 117 | 63 |
| Florida | 37% | $105K | 62 | 23 |
| Minnesota | 69% | $65K | 26 | 17 |
| California | 45% | $255K | 20 | 9 |
| Wisconsin | 67% | $55K | 18 | 12 |
| Tennessee | 55% | $85K | 11 | 6 |
| Michigan | 67% | $55K | 9 | 6 |
| Iowa | 75% | $85K | 4 | 3 |
| Washington | 75% | $305K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.