Lender profile · HMDA 2023–2025
Credit Union West mortgage approval rates & lending data
Credit Union West decided 1,603 mortgage applications and funded 960 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 128 / 164 | 93% | $275K | 119 |
| Home improvement loans | 66% | 799 / 1,209 | 90% | $75K | 719 |
| Cash-out refinance | 57% | 55 / 96 | 93% | $155K | 51 |
| Refinance | 76% | 39 / 51 | 100% | $385K | 39 |
| Investment home improvement | 36% | 27 / 74 | 96% | $65K | 26 |
Credit Union West lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 66% | $75K | 1,600 | 958 |
| Ohio | 100% | $145K | 2 | 2 |
| North Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.