Lender profile · HMDA 2023–2025
Data Mortgage, Inc. mortgage approval rates & lending data
Data Mortgage, Inc. decided 1,052 mortgage applications and funded 871 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 534 / 577 | 94% | $345K | 504 |
| Cash-out refinance | 86% | 85 / 99 | 84% | $285K | 71 |
| Refinance | 88% | 264 / 299 | 91% | $355K | 239 |
| Investment property purchase | 81% | 43 / 53 | 93% | $215K | 40 |
Data Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $675K | 399 | 343 |
| Nevada | 94% | $345K | 267 | 234 |
| Arizona | 89% | $355K | 55 | 47 |
| Florida | 78% | $195K | 54 | 34 |
| Texas | 87% | $345K | 30 | 23 |
| Georgia | 85% | $265K | 26 | 22 |
| Minnesota | 100% | $285K | 25 | 23 |
| Maryland | 89% | $235K | 18 | 14 |
| Virginia | 89% | $245K | 18 | 16 |
| Tennessee | 71% | $505K | 14 | 10 |
| Missouri | 92% | $175K | 13 | 8 |
| North Carolina | 100% | $265K | 13 | 11 |
| Illinois | 92% | $145K | 12 | 10 |
| Oregon | 83% | $345K | 12 | 9 |
| Michigan | 64% | $265K | 11 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.