Lender profile · HMDA 2023–2025
Dayspring Bank mortgage approval rates & lending data
Dayspring Bank decided 419 mortgage applications and funded 387 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 145 / 148 | 99% | $235K | 144 |
| Investment property purchase | 99% | 153 / 155 | 95% | $145K | 146 |
| Investment cash-out refinance | 100% | 29 / 29 | 97% | $135K | 28 |
| Investment refinance | 98% | 51 / 52 | 76% | $135K | 39 |
Dayspring Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 97% | $145K | 373 | 344 |
| Arizona | 100% | $155K | 18 | 16 |
| Florida | 100% | $375K | 7 | 7 |
| California | 100% | $525K | 3 | 2 |
| Missouri | 100% | $75K | 3 | 3 |
| Alabama | 100% | $165K | 2 | 2 |
| Colorado | 100% | $495K | 2 | 2 |
| Iowa | 100% | $185K | 2 | 2 |
| Nevada | 100% | $555K | 2 | 2 |
| Illinois | 100% | $85K | 1 | 1 |
| Michigan | 100% | $155K | 1 | 1 |
| Mississippi | 100% | $505K | 1 | 1 |
| Oregon | 100% | $315K | 1 | 1 |
| South Carolina | 100% | $525K | 1 | 1 |
| Texas | 100% | $95K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.