Lender profile · HMDA 2023–2025
Delmar Financial Company mortgage approval rates & lending data
Delmar Financial Company decided 5,213 mortgage applications and funded 4,398 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 4,081 / 4,172 | 87% | $245K | 3,540 |
| Cash-out refinance | 96% | 220 / 230 | 85% | $245K | 186 |
| Refinance | 99% | 421 / 426 | 86% | $305K | 361 |
| Investment property purchase | 99% | 303 / 306 | 82% | $195K | 249 |
| Investment cash-out refinance | 92% | 44 / 48 | 84% | $135K | 37 |
| Investment refinance | 94% | 29 / 31 | 86% | $245K | 25 |
Delmar Financial Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $235K | 1,462 | 1,267 |
| Missouri | 98% | $245K | 1,249 | 1,072 |
| South Carolina | 99% | $265K | 661 | 543 |
| Florida | 98% | $215K | 345 | 264 |
| North Carolina | 100% | $305K | 245 | 205 |
| Mississippi | 97% | $185K | 215 | 182 |
| Tennessee | 99% | $275K | 184 | 161 |
| Nebraska | 99% | $235K | 180 | 162 |
| Michigan | 96% | $175K | 130 | 108 |
| Kansas | 99% | $365K | 122 | 111 |
| Texas | 98% | $475K | 89 | 65 |
| California | 94% | $305K | 36 | 25 |
| Georgia | 97% | $265K | 35 | 25 |
| Ohio | 91% | $175K | 35 | 29 |
| Pennsylvania | 96% | $245K | 24 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.