Lender profile · HMDA 2023–2025
Deseret First Credit Union mortgage approval rates & lending data
Deseret First Credit Union decided 1,407 mortgage applications and funded 1,236 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 248 / 259 | 97% | $405K | 241 |
| Home improvement loans | 88% | 748 / 849 | 100% | $105K | 748 |
| Cash-out refinance | 91% | 119 / 131 | 94% | $245K | 112 |
| Refinance | 88% | 98 / 111 | 96% | $195K | 94 |
Deseret First Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 89% | $105K | 1,307 | 1,148 |
| Arizona | 89% | $195K | 18 | 15 |
| California | 73% | $55K | 11 | 8 |
| Texas | 88% | $305K | 8 | 7 |
| Florida | 83% | $105K | 6 | 5 |
| New Mexico | 100% | $165K | 6 | 6 |
| Idaho | 100% | $135K | 5 | 5 |
| Nevada | 100% | $315K | 5 | 5 |
| Colorado | 100% | $205K | 4 | 4 |
| Oregon | 100% | $465K | 4 | 4 |
| Ohio | 100% | $135K | 3 | 3 |
| South Carolina | 100% | $305K | 3 | 3 |
| Virginia | 100% | $55K | 3 | 3 |
| Washington | 67% | $325K | 3 | 2 |
| Alabama | 100% | $215K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.