Lender profile · HMDA 2023–2025
Diamond Residential Mortgage Corporation mortgage approval rates & lending data
Diamond Residential Mortgage Corporation decided 3,707 mortgage applications and funded 3,292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,986 / 3,093 | 93% | $235K | 2,787 |
| Cash-out refinance | 90% | 163 / 181 | 93% | $225K | 151 |
| Refinance | 93% | 188 / 202 | 86% | $265K | 162 |
| Investment property purchase | 96% | 176 / 184 | 89% | $155K | 156 |
| Investment cash-out refinance | 86% | 31 / 36 | 84% | $155K | 26 |
Diamond Residential Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 97% | $215K | 1,581 | 1,433 |
| Illinois | 95% | $245K | 764 | 676 |
| Wisconsin | 93% | $235K | 507 | 432 |
| Georgia | 97% | $225K | 286 | 260 |
| Michigan | 94% | $245K | 127 | 112 |
| Ohio | 99% | $195K | 101 | 86 |
| Florida | 94% | $325K | 95 | 83 |
| Washington | 91% | $365K | 64 | 54 |
| Colorado | 100% | $395K | 60 | 59 |
| Texas | 94% | $175K | 53 | 46 |
| California | 89% | $425K | 28 | 17 |
| Nevada | 91% | $455K | 11 | 10 |
| Oregon | 100% | $365K | 10 | 9 |
| Tennessee | 100% | $495K | 7 | 6 |
| Arizona | 75% | $1.23M | 4 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.