Lender profile · HMDA 2023–2025
Dime Bank mortgage approval rates & lending data
Dime Bank decided 331 mortgage applications and funded 241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 114 / 139 | 91% | $275K | 104 |
| Home improvement loans | 76% | 39 / 51 | 95% | $35K | 37 |
| Cash-out refinance | 67% | 43 / 64 | 98% | $195K | 42 |
| Investment property purchase | 79% | 31 / 39 | 97% | $255K | 30 |
Dime Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 77% | $255K | 294 | 213 |
| Rhode Island | 78% | $595K | 27 | 20 |
| Florida | 86% | $185K | 7 | 6 |
| Alabama | 100% | $85K | 1 | 1 |
| Delaware | 0% | — | 1 | 0 |
| Pennsylvania | 100% | $545K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.