Lender profile · HMDA 2023–2025
Direct Mortgage Loans, LLC mortgage approval rates & lending data
Direct Mortgage Loans, LLC decided 6,565 mortgage applications and funded 5,863 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 5,226 / 5,328 | 92% | $285K | 4,789 |
| Home improvement loans | 98% | 271 / 277 | 89% | $195K | 242 |
| Cash-out refinance | 99% | 91 / 92 | 85% | $185K | 77 |
| Refinance | 99% | 308 / 311 | 89% | $365K | 273 |
| Investment property purchase | 97% | 410 / 422 | 91% | $245K | 374 |
| Investment refinance | 100% | 59 / 59 | 73% | $195K | 43 |
| Investment home improvement | 98% | 58 / 59 | 84% | $195K | 49 |
Direct Mortgage Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 98% | $325K | 2,289 | 2,034 |
| Indiana | 98% | $215K | 751 | 687 |
| Arizona | 98% | $405K | 701 | 621 |
| South Carolina | 99% | $325K | 673 | 598 |
| Florida | 98% | $285K | 529 | 478 |
| Pennsylvania | 99% | $235K | 297 | 276 |
| Texas | 96% | $255K | 237 | 206 |
| Alabama | 99% | $185K | 198 | 183 |
| Delaware | 99% | $325K | 149 | 136 |
| Illinois | 94% | $235K | 139 | 116 |
| North Carolina | 100% | $355K | 127 | 107 |
| Ohio | 98% | $235K | 122 | 104 |
| District of Columbia | 97% | $345K | 98 | 83 |
| Nevada | 99% | $335K | 74 | 71 |
| Virginia | 100% | $475K | 38 | 35 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.