Lender profile · HMDA 2023–2025
Dow Credit Union mortgage approval rates & lending data
Dow Credit Union decided 381 mortgage applications and funded 364 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 236 / 241 | 100% | $175K | 235 |
| Home improvement loans | 97% | 66 / 68 | 100% | $45K | 66 |
| Cash-out refinance | 87% | 39 / 45 | 100% | $105K | 39 |
Dow Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 96% | $175K | 381 | 364 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.