Lender profile · HMDA 2023–2025
Dugood Federal Credit Union mortgage approval rates & lending data
Dugood Federal Credit Union decided 434 mortgage applications and funded 344 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 65 / 81 | 92% | $205K | 60 |
| Home improvement loans | 65% | 45 / 69 | 91% | $45K | 41 |
| Refinance | 79% | 90 / 114 | 94% | $115K | 85 |
| Investment refinance | 95% | 145 / 153 | 99% | $95K | 144 |
Dugood Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 83% | $95K | 434 | 344 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.