Lender profile · HMDA 2023–2025
Eagle Bank and Trust Company mortgage approval rates & lending data
Eagle Bank and Trust Company decided 4,414 mortgage applications and funded 4,151 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 3,719 / 3,906 | 99% | $245K | 3,696 |
| Cash-out refinance | 85% | 93 / 110 | 100% | $255K | 93 |
| Refinance | 86% | 83 / 96 | 98% | $235K | 81 |
| Investment property purchase | 97% | 239 / 246 | 98% | $165K | 234 |
| Investment cash-out refinance | 88% | 22 / 25 | 100% | $125K | 22 |
Eagle Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 93% | $225K | 2,207 | 2,035 |
| Louisiana | 94% | $195K | 798 | 748 |
| Idaho | 99% | $325K | 786 | 774 |
| Mississippi | 97% | $275K | 471 | 453 |
| Tennessee | 96% | $315K | 78 | 74 |
| Texas | 87% | $415K | 23 | 20 |
| Florida | 91% | $295K | 11 | 10 |
| Utah | 100% | $405K | 8 | 8 |
| Arizona | 100% | $315K | 6 | 5 |
| Missouri | 67% | $195K | 3 | 2 |
| Oklahoma | 100% | $225K | 3 | 3 |
| Alabama | 100% | $225K | 2 | 2 |
| Colorado | 100% | $265K | 2 | 2 |
| Kansas | 100% | $105K | 2 | 2 |
| Kentucky | 100% | $285K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.