Lender profile · HMDA 2023–2025
East Coast Capital Corp. mortgage approval rates & lending data
East Coast Capital Corp. decided 3,888 mortgage applications and funded 3,633 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 2,260 / 2,443 | 100% | $535K | 2,260 |
| Cash-out refinance | 97% | 535 / 551 | 99% | $395K | 532 |
| Refinance | 96% | 126 / 131 | 100% | $425K | 126 |
| Investment property purchase | 93% | 424 / 454 | 100% | $375K | 424 |
| Investment cash-out refinance | 94% | 249 / 266 | 100% | $405K | 249 |
| Investment refinance | 98% | 41 / 42 | 100% | $565K | 41 |
East Coast Capital Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $535K | 2,239 | 2,094 |
| New Jersey | 95% | $445K | 370 | 351 |
| Florida | 93% | $405K | 264 | 245 |
| Pennsylvania | 92% | $285K | 192 | 177 |
| Ohio | 97% | $265K | 173 | 168 |
| South Carolina | 97% | $355K | 157 | 153 |
| Connecticut | 91% | $385K | 94 | 86 |
| Maryland | 80% | $125K | 69 | 55 |
| North Carolina | 100% | $335K | 45 | 45 |
| Texas | 95% | $385K | 44 | 42 |
| Georgia | 90% | $235K | 41 | 37 |
| Illinois | 95% | $115K | 22 | 21 |
| Arizona | 86% | $375K | 21 | 18 |
| California | 95% | $425K | 21 | 19 |
| Michigan | 74% | $205K | 19 | 14 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.