Lender profile · HMDA 2023–2025
Eastman Credit Union mortgage approval rates & lending data
Eastman Credit Union decided 7,141 mortgage applications and funded 5,624 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 2,529 / 2,873 | 97% | $235K | 2,465 |
| Home improvement loans | 78% | 1,695 / 2,166 | 97% | $55K | 1,647 |
| Cash-out refinance | 73% | 880 / 1,209 | 97% | $95K | 855 |
| Refinance | 66% | 122 / 186 | 93% | $85K | 114 |
| Investment property purchase | 85% | 435 / 513 | 98% | $185K | 427 |
| Investment cash-out refinance | 66% | 50 / 76 | 94% | $155K | 47 |
| Investment refinance | 74% | 37 / 50 | 97% | $195K | 36 |
| Investment home improvement | 49% | 33 / 68 | 100% | $125K | 33 |
Eastman Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 82% | $95K | 5,907 | 4,694 |
| Texas | 77% | $235K | 788 | 587 |
| North Carolina | 82% | $395K | 96 | 79 |
| South Carolina | 87% | $295K | 69 | 59 |
| Florida | 75% | $195K | 63 | 44 |
| Georgia | 86% | $235K | 35 | 29 |
| Alabama | 83% | $305K | 18 | 14 |
| Virginia | 67% | $435K | 18 | 12 |
| Ohio | 75% | $345K | 16 | 11 |
| Arkansas | 73% | $295K | 15 | 11 |
| Louisiana | 73% | $375K | 15 | 11 |
| California | 93% | $255K | 14 | 13 |
| Pennsylvania | 93% | $205K | 14 | 13 |
| Arizona | 33% | $335K | 9 | 3 |
| Indiana | 67% | $215K | 9 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.