Lender profile · HMDA 2023–2025
Eclipse Bank, Inc. mortgage approval rates & lending data
Eclipse Bank, Inc. decided 283 mortgage applications and funded 252 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 142 / 149 | 100% | $275K | 142 |
| Refinance | 76% | 29 / 38 | 93% | $295K | 27 |
| Investment property purchase | 94% | 44 / 47 | 98% | $145K | 43 |
| Investment refinance | 85% | 23 / 27 | 100% | $165K | 23 |
Eclipse Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 92% | $275K | 209 | 188 |
| Tennessee | 89% | $375K | 56 | 50 |
| Ohio | 80% | $225K | 5 | 4 |
| Florida | 50% | $245K | 4 | 2 |
| Indiana | 100% | $315K | 4 | 4 |
| Colorado | 50% | $275K | 2 | 1 |
| South Carolina | 100% | $305K | 2 | 2 |
| Utah | 100% | $645K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.