Lender profile · HMDA 2023–2025
EDIFI Federal Credit Union mortgage approval rates & lending data
EDIFI Federal Credit Union decided 340 mortgage applications and funded 227 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 67% | 219 / 329 | 100% | $55K | 219 |
EDIFI Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 67% | $55K | 329 | 221 |
| Pennsylvania | 60% | $65K | 10 | 6 |
| Delaware | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.