Lender profile · HMDA 2023–2025
Educational Employees Credit Union mortgage approval rates & lending data
Educational Employees Credit Union decided 4,911 mortgage applications and funded 2,087 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 388 / 608 | 95% | $385K | 370 |
| Home improvement loans | 48% | 1,522 / 3,148 | 84% | $85K | 1,286 |
| Refinance | 40% | 387 / 967 | 95% | $155K | 369 |
| Investment property purchase | 49% | 47 / 95 | 89% | $295K | 42 |
| Investment refinance | 31% | 11 / 35 | 100% | $205K | 11 |
| Investment home improvement | 23% | 8 / 35 | 62% | $205K | 5 |
Educational Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 48% | $85K | 4,899 | 2,087 |
| Texas | 0% | — | 4 | 0 |
| Arizona | 0% | — | 1 | 0 |
| Colorado | 0% | — | 1 | 0 |
| Georgia | 0% | — | 1 | 0 |
| Idaho | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| New York | 100% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.