Lender profile · HMDA 2023–2025
Eecu mortgage approval rates & lending data
Eecu decided 4,316 mortgage applications and funded 2,796 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 468 / 591 | 96% | $245K | 449 |
| Home improvement loans | 61% | 1,385 / 2,265 | 99% | $75K | 1,367 |
| Cash-out refinance | 69% | 868 / 1,256 | 99% | $135K | 859 |
| Refinance | 63% | 87 / 138 | 97% | $185K | 84 |
| Investment property purchase | 92% | 23 / 25 | 100% | $155K | 23 |
Eecu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 66% | $135K | 4,316 | 2,796 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.