Lender profile · HMDA 2023–2025
Embold Federal Credit Union mortgage approval rates & lending data
Embold Federal Credit Union decided 813 mortgage applications and funded 576 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 67% | 78 / 116 | 94% | $225K | 73 |
| Home improvement loans | 73% | 357 / 491 | 98% | $85K | 349 |
| Refinance | 78% | 125 / 161 | 99% | $115K | 124 |
Embold Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 74% | $85K | 786 | 563 |
| Washington | 62% | $105K | 21 | 13 |
| California | 0% | — | 1 | 0 |
| Idaho | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Iowa | 0% | — | 1 | 0 |
| New York | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.