Lender profile · HMDA 2023–2025
Emporium Tpo LLC mortgage approval rates & lending data
Emporium Tpo LLC decided 7,388 mortgage applications and funded 5,070 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 806 / 883 | 80% | $565K | 645 |
| Cash-out refinance | 91% | 293 / 322 | 75% | $805K | 221 |
| Refinance | 90% | 145 / 161 | 61% | $1.22M | 88 |
| Investment property purchase | 90% | 1,946 / 2,170 | 77% | $325K | 1,496 |
| Investment cash-out refinance | 89% | 2,183 / 2,451 | 74% | $285K | 1,612 |
| Investment refinance | 92% | 1,292 / 1,401 | 78% | $205K | 1,008 |
Emporium Tpo LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $965K | 1,249 | 870 |
| Texas | 93% | $185K | 1,085 | 797 |
| New York | 92% | $825K | 1,074 | 747 |
| New Jersey | 89% | $485K | 991 | 689 |
| Florida | 86% | $385K | 767 | 487 |
| Illinois | 91% | $205K | 229 | 170 |
| Maryland | 71% | $155K | 221 | 109 |
| Pennsylvania | 92% | $185K | 191 | 133 |
| Connecticut | 92% | $315K | 167 | 111 |
| Tennessee | 83% | $215K | 144 | 84 |
| Georgia | 87% | $195K | 127 | 84 |
| Arizona | 93% | $335K | 117 | 83 |
| North Carolina | 93% | $155K | 117 | 90 |
| Missouri | 97% | $165K | 93 | 71 |
| South Carolina | 91% | $205K | 86 | 64 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.