Lender profile · HMDA 2023–2025
Encompass Lending Group, Lp mortgage approval rates & lending data
Encompass Lending Group, Lp decided 1,743 mortgage applications and funded 1,654 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,377 / 1,429 | 100% | $315K | 1,371 |
| Cash-out refinance | 91% | 93 / 102 | 98% | $265K | 91 |
| Refinance | 92% | 68 / 74 | 99% | $405K | 67 |
| Investment property purchase | 91% | 105 / 116 | 99% | $215K | 104 |
Encompass Lending Group, Lp lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $325K | 974 | 932 |
| North Carolina | 99% | $285K | 199 | 196 |
| California | 95% | $425K | 66 | 61 |
| Florida | 95% | $255K | 61 | 57 |
| Utah | 98% | $425K | 60 | 59 |
| Maryland | 88% | $365K | 52 | 46 |
| South Carolina | 93% | $285K | 42 | 38 |
| Virginia | 98% | $365K | 42 | 41 |
| Arizona | 91% | $285K | 34 | 31 |
| Georgia | 93% | $285K | 28 | 26 |
| Indiana | 100% | $295K | 25 | 25 |
| New Jersey | 88% | $255K | 24 | 21 |
| Pennsylvania | 95% | $245K | 20 | 19 |
| Michigan | 94% | $215K | 17 | 16 |
| Nevada | 94% | $355K | 16 | 15 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.