Lender profile · HMDA 2023–2025
Equity Resources, Inc. mortgage approval rates & lending data
Equity Resources, Inc. decided 7,352 mortgage applications and funded 6,673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 5,049 / 5,283 | 100% | $235K | 5,047 |
| Cash-out refinance | 79% | 668 / 844 | 100% | $145K | 667 |
| Refinance | 66% | 395 / 602 | 100% | $315K | 395 |
| Investment property purchase | 95% | 447 / 469 | 100% | $175K | 447 |
| Investment cash-out refinance | 73% | 69 / 94 | 100% | $145K | 69 |
| Investment refinance | 80% | 48 / 60 | 100% | $335K | 48 |
Equity Resources, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 91% | $215K | 2,354 | 2,139 |
| Pennsylvania | 94% | $185K | 1,971 | 1,845 |
| North Carolina | 91% | $275K | 1,193 | 1,083 |
| Maryland | 87% | $365K | 506 | 439 |
| Florida | 87% | $275K | 312 | 272 |
| South Carolina | 87% | $255K | 299 | 260 |
| Connecticut | 89% | $315K | 263 | 234 |
| Massachusetts | 89% | $425K | 208 | 185 |
| Michigan | 87% | $215K | 137 | 119 |
| Virginia | 97% | $395K | 37 | 36 |
| Indiana | 87% | $265K | 15 | 13 |
| Kentucky | 93% | $255K | 14 | 13 |
| Delaware | 100% | $385K | 9 | 9 |
| New Hampshire | 78% | $585K | 9 | 7 |
| Rhode Island | 56% | $415K | 9 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.