Lender profile · HMDA 2023–2025
Erie Federal Credit Union mortgage approval rates & lending data
Erie Federal Credit Union decided 1,375 mortgage applications and funded 985 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 65% | 62 / 96 | 100% | $115K | 62 |
| Home improvement loans | 70% | 528 / 758 | 100% | $35K | 528 |
| Refinance | 75% | 297 / 395 | 100% | $65K | 297 |
| Investment property purchase | 97% | 36 / 37 | 100% | $85K | 36 |
| Investment refinance | 96% | 51 / 53 | 98% | $105K | 50 |
| Investment home improvement | 28% | 8 / 29 | 100% | $35K | 8 |
Erie Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 72% | $35K | 1,363 | 981 |
| Florida | 50% | $895K | 4 | 2 |
| New York | 25% | $205K | 4 | 1 |
| Ohio | 33% | $225K | 3 | 1 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.