Lender profile · HMDA 2023–2025
Extraco Banks, National Association mortgage approval rates & lending data
Extraco Banks, National Association decided 961 mortgage applications and funded 885 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 630 / 655 | 100% | $335K | 629 |
| Cash-out refinance | 57% | 23 / 40 | 100% | $125K | 23 |
| Refinance | 78% | 63 / 81 | 100% | $185K | 63 |
| Investment property purchase | 98% | 126 / 128 | 100% | $235K | 126 |
| Investment refinance | 79% | 27 / 34 | 100% | $195K | 27 |
Extraco Banks, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $335K | 950 | 875 |
| Florida | 100% | $2.46M | 2 | 1 |
| New Mexico | 100% | $295K | 2 | 2 |
| Illinois | 100% | $155K | 1 | 1 |
| Iowa | 100% | $215K | 1 | 1 |
| Nevada | 100% | $495K | 1 | 1 |
| North Carolina | 100% | $315K | 1 | 1 |
| South Carolina | 100% | $335K | 1 | 1 |
| Tennessee | 100% | $145K | 1 | 1 |
| Virginia | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.