Lender profile · HMDA 2023–2025
F&M Bank (Oklahoma) mortgage approval rates & lending data
F&M Bank (Oklahoma) decided 700 mortgage applications and funded 660 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 412 / 420 | 98% | $265K | 402 |
| Cash-out refinance | 91% | 29 / 32 | 100% | $165K | 29 |
| Refinance | 93% | 55 / 59 | 98% | $315K | 54 |
| Investment property purchase | 97% | 92 / 95 | 93% | $155K | 86 |
| Investment cash-out refinance | 96% | 25 / 26 | 96% | $125K | 24 |
| Investment refinance | 96% | 48 / 50 | 100% | $115K | 48 |
F&M Bank (Oklahoma) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 97% | $265K | 671 | 634 |
| Texas | 80% | $345K | 15 | 12 |
| Florida | 100% | $655K | 4 | 4 |
| California | 100% | $725K | 3 | 3 |
| Kansas | 100% | $195K | 3 | 3 |
| Arkansas | 100% | $245K | 1 | 1 |
| Michigan | 100% | $325K | 1 | 1 |
| Ohio | 100% | $195K | 1 | 1 |
| Tennessee | 100% | $365K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.