Lender profile · HMDA 2023–2025
Fair Way Lending LLC mortgage approval rates & lending data
Fair Way Lending LLC decided 446 mortgage applications and funded 429 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 348 / 358 | 100% | $235K | 348 |
| Cash-out refinance | 84% | 21 / 25 | 100% | $175K | 21 |
| Refinance | 97% | 29 / 30 | 100% | $255K | 29 |
Fair Way Lending LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 99% | $235K | 196 | 194 |
| Georgia | 97% | $245K | 128 | 124 |
| Kentucky | 93% | $235K | 96 | 89 |
| Florida | 75% | $235K | 12 | 9 |
| North Carolina | 89% | $235K | 9 | 8 |
| Ohio | 100% | $165K | 2 | 2 |
| South Carolina | 100% | $75K | 2 | 2 |
| Illinois | 100% | $145K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.